Can You Afford Not to Budget?

[Editor’s Note: This is an independent post written by Jack. This post may contain affiliate links. Please read our disclosure for more info.] The majority of Americans are in debt… roughly 80% according to several reports. WOAH! Kudos if you’re in the minority; however, can you say the same about all of your coworkers, family, and friends? Chances are that even if you…

Failing to Plan is Planning to Fail

We’ve all heard Benjamin Franklin’s famous quote, “If you fail to plan, you are planning to fail.” His mantra is no less applicable when it comes to financial/retirement planning, and unfortunately many of us fall short on this crucial area of our lives. Whether you’re making your own plan or paying someone to make one…

Beginning Our Journey To Financial Independence (FI)

Finances Financial planning has always been a passion of mine.  Luckily my wife is the same way. While financial discussions may be difficult or completely absent within some marriages, my wife and I enjoy talking about our finances and how we’re going to meet our next goal.  While the communication lines were wide open about…

My Bumpy Road to a Six-Figure Net Worth by 30

[Editor’s Note: This is an independent post written by Jack] Even though I didn’t cross paths with the term “Financial Independence” until 2018, it’s a notion I felt I have been naturally gravitating toward since a young age… at least I thought so until looking at the numbers for this post. I was a natural saver since childhood UNTIL going to and graduating…