How to move forward when the best time to start was yesterday.
I listen to a lot of podcasts. Rather than listen to songs on the radio, I would rather spend that time learning via podcasts. I’d like to share my favorite podcasts with you along with a short summary for each podcast. Maybe you’ll find one or two of them interesting and want to check them out. Here’s a list of my top 3 podcasts:
I haven’t been completely upfront in our motivations for Jack and I starting this blog. Yes, we want this blog to serve as a motivator to continue on our journey during the difficult times that surely are ahead. Yes, we hope that our site traffic hits a high level so we know our story is helping people. And, yes, we want you to see that living this journey to Financial Independence (FI) can work for anyone.
Here’s the real reason we started TeachFI.com…
I’ve been all-in for the FI (Financial Independence) movement for two years. We have achieved a lot in that time including paying off $50,000 in student loans in 1 year, which I hope to post our strategies this summer for you to read. We have moved our lifestyle towards minimalism and will be doing so even more in the near future (another post I hope to publish this summer). We have achieved a lot in these last two years and have even bigger goals and plans moving forward.
In addition, we fight hard for our lives to be simple even though we stretch ourselves too thin by saying yes to too many things at once. In fact, my wife just started reading The Best Yes: Making Wise Decisions in the Midst of Endless Demands. She has taken away so much great information, and she just started the book.
But here’s the thing…
When I was in my 20’s, I didn’t mind debt. I liked stuff more than I disliked debt. Want to buy a house? Get a mortgage. Want to buy a beautiful, but way too big (and expensive) diamond ring for the further wife? Finance it. Want to buy a car or two? Get a car loan (or two). Want to get new furniture? Finance it. Want to go on the vacation of a lifetime? Refinance your mortgage or get a second mortgage. It didn’t matter what it was, I was willing to finance it.
Here’s a secret that we don’t tell too many people and I’m actually embarrassed as I type it…
We’re teachers and we know being an educator is hard work. It takes a lot of time to plan awesome lessons, teach with passion and provide quality feedback so our students can be the best humans that they’re capable of. While it sounds easy, it is not. Often times, teachers are overworked, underappreciated, and undervalued.…
I am a teacher with seven weeks of school left until summer and I am definitely ready for a break. I have a lot of great professional development planned and I also have some relaxing trips to enjoy. Additionally, I’m a father of a 4-year old who will be attending summer school which will leave some much needed ME time.
Hey, it’s kind of like a math equation: summer break + son in summer school + wife still working = hobby time for me.
The weather is finally turning and I love it! It was a long winter with so much snow and finally we’ve been having some warmer days full of sunshine. The older I get, the less I enjoy the snow; ugh!
With warmer weather comes the feeling of wanting to go out and do more and spend more. That’s not good for our budget so we work hard to control our tendencies and emotions to ensure we don’t break our budget. If I had so much money that I never needed to work again and needed to figure out a way to spend all of my money, here are the things that I would buy right now (I included links so you can see what I would want):
BHAG stands for Big Hairy Audacious Goal. According to Wikipedia, a Big Hairy Audacious Goal can be described as a strategic business statement similar to a vision statement which is created to focus an organization on a single medium- to long-term organization-wide goal which is audacious, likely to be externally questionable, but not internally regarded as impossible.
While the Wikipedia definition is targeted towards an organization, I like to think a BHAG can be used when setting personal goals as well.